Question 1

How long does the application process take?

Accepted Answer

Our streamlined application takes just 10-15 minutes to complete. You'll receive a preliminary decision within 24 hours, and funding can be available as soon as the next business day after approval.

Question 2

What documents do I need to apply?

Accepted Answer

You'll need basic business documents including: bank statements (3-6 months), business license, tax returns (1-2 years), and profit & loss statements.

Question 3

What credit score do I need?

Accepted Answer

We consider applications from business owners with credit scores as low as 550. We look at your complete financial picture, not just credit scores.

Question 4

How much funding can I qualify for?

Accepted Answer

Funding amounts range from $10,000 to $5,000,000 depending on your business revenue, cash flow, and the type of financing.

Question 5

How quickly can I get funded?

Accepted Answer

Once approved, funding is typically available within 24-48 hours. Some products like merchant cash advances can fund same-day.

Question 6

Can I get funding with bad credit?

Accepted Answer

Yes, we have programs for business owners with less-than-perfect credit. We consider factors beyond credit scores including bank deposits, revenue consistency, and business performance.

Frequently Asked Questions

Application Process

How long does the application process take?

What documents do I need to apply?

Can I apply if my business is new?

What credit score do I need?

Funding Options

How much funding can I qualify for?

What are your interest rates?

How quickly can I get funded?

Do you offer unsecured funding?

Eligibility & Requirements

What industries do you work with?

Do I need to be profitable to qualify?

Can I get funding with bad credit?

Do you work with startups?

Still Have Questions?