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Capital That Flexes
With Your Revenue

Payments rise when business booms, and ease when it slows. $5K to $3M funded in as little as 24 hours -- no fixed monthly burden.

$5K - $3M
Advance Amount
1.15 - 1.45
Factor Rate
24 - 48 hrs
Funding Speed
6 - 24 mo
Term Length

Revenue Powers Your Funding

Revenue in, percentage out, capital available. That simple.

01

Revenue In

Your daily sales flow through your merchant processor or bank account as usual.

02

% Collected

A small, fixed percentage of each day's revenue is automatically remitted.

03

Capital Available

The remaining revenue stays yours. Renew for more capital once 50% is repaid.

Better Rates at Every Level

Larger advances unlock lower factor rates. Scale your funding as your business grows.

Starter
$5K - $50K
Advance Amount
Factor Rate1.40 - 1.45
Term6 - 12 mo
Growth
$50K - $250K
Advance Amount
Factor Rate1.30 - 1.40
Term6 - 18 mo
Best ValueScale
$250K - $1M
Advance Amount
Factor Rate1.20 - 1.30
Term12 - 24 mo
Enterprise
$1M - $3M
Advance Amount
Factor Rate1.15 - 1.20
Term12 - 24 mo

Factor rates represent the total cost of capital. A $100K advance at 1.25 means $125K total repayment, collected automatically as a percentage of daily revenue.

Built for Revenue-Driven Businesses

Revenue-based financing works best for businesses with consistent daily sales volume.

Restaurants

Seasonal swings in foot traffic make fixed payments brutal. RBF adjusts to your daily covers.

Fast CasualFine DiningQSR

E-Commerce

Revenue spikes around campaigns and holidays. Payments flex with your checkout volume.

DTC BrandsMarketplace SellersSubscription Box

Retail

Inventory-heavy businesses need capital that breathes with POS transactions.

ApparelElectronicsSpecialty Goods

Professional Services

Consulting and agency revenue fluctuates by project. Payments match your billing cycles.

Marketing AgenciesIT ConsultingStaffing

Why RBF Beats Traditional Lending

Revenue-based financing removes the rigidity of traditional business loans.

RBF Benefits

Payments scale down when sales dip
No fixed monthly amount to stress over
No personal collateral required
Funds available for any business purpose
Build business credit while you grow
Renew as soon as 50% is repaid
Feature
RBF
Traditional
Payment Structure
% of daily revenue
Fixed monthly
Approval Speed
24 - 48 hours
2 - 6 weeks
Collateral
None required
Real estate / equipment
Credit Minimum
550+
680+
Use of Funds
Unrestricted
Restricted
Early Payoff
No penalty
Prepayment fees

Your Payments Follow
the Revenue Curve

Peak season? You pay a bit more. Slow month? Your payment drops automatically. No renegotiating, no penalty, no phone calls. The model handles it.

What You Need

Simple qualifications to get started with revenue-based financing.

6+ months in business
$10K+ monthly revenue
Active business bank account
Consistent deposit history
No open bankruptcies
Processing card or ACH payments
U.S.-based business entity
Valid government-issued ID

Common Questions About Revenue-Based Financing

Get Capital That Moves With You

Apply in minutes. See your offer in 24 hours. No obligation, no hard credit pull.

24 - 48 hrs
Funding Speed
$5K - $3M
Advance Range
550+
Min Credit Score
No Collateral
Required

Rates shown are examples for qualified borrowers. Actual rates depend on credit profile, business financials, time in business, and product type. All financing subject to approval.