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Capital On Your Terms

Draw what you need, when you need it. Repay and reuse — a credit line that revolves with your business rhythm.

$10K – $500K
Credit Limits
9 – 18%
Rates From
12 – 24 mo
Revolving Terms
24/7
Fund Access

Three Steps to Flexible Capital

A revolving credit line that cycles with your business — draw, use, repay, repeat.

01

Get Approved

Apply online in minutes. We review your business health and approve a revolving credit limit.

Decisions in 24 hrs

02

Draw Funds

Transfer any amount up to your limit instantly — online, any time, no paperwork per draw.

24/7 access

03

Repay & Reuse

As you repay, your available credit replenishes automatically. Use it again whenever you need.

Revolving credit

Pick Your Credit Level

Choose the limit that matches your business size and cash-flow needs.

$10K – $50K
14 – 18% APR
12-mo revolving
Popular
$50K – $150K
11 – 16% APR
18-mo revolving
$150K – $300K
9 – 14% APR
24-mo revolving
$300K – $500K
9 – 12% APR
24-mo revolving

What You Can Fund

A line of credit adapts to whatever your business throws at it.

01

Cash-Flow Gaps

Bridge the timing between receivables and payables without disrupting operations.

02

Seasonal Inventory

Stock up before peak seasons. Draw heavy, repay light, and repeat every cycle.

03

Marketing Sprints

Launch ad campaigns or trade-show presence when the opportunity window opens.

04

Growth Opportunities

Say yes to bulk discounts, last-minute deals, and time-sensitive vendor offers.

Your Credit At a Glance

See how your revolving credit line works in practice.

Amount Drawn$75,000
Available Credit$175,000
Total Credit Limit$250,000

As you repay drawn funds, your available credit automatically replenishes — no need to reapply.

Why Businesses Choose Revolving Credit

A line of credit built for the realities of running a business.

Only pay interest on what you actually draw
No prepayment penalties — repay early, save more
Credit line replenishes automatically as you repay
Unsecured options available — no collateral needed
24/7 online access to draw and manage funds
Builds business credit history with every cycle

What You Need to Qualify

Meeting these requirements puts you on the fast track to approval.

Business Requirements
6+ months in operation
$75K+ annual revenue
Active business checking account
Consistent deposit history
Credit Requirements
580+ personal credit score
No recent bankruptcies
No outstanding tax liens
Reasonable debt-to-income ratio

Common Questions About Business Line of Credit

Ready for Flexible Capital?

Apply for a business line of credit and have funds ready whenever opportunity knocks.

24/7
Fund Access
Pay Only
What You Use
Revolving
Credit Line
No Collateral
Options Available

Rates shown are examples for qualified borrowers. Actual rates depend on credit profile, business financials, time in business, and product type. All financing subject to approval.