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Build Your Empire

Finance commercial properties up to $10M with competitive rates, flexible terms, and expert guidance from application to close.

Up to $10M
Loan Amount
6.5%
Rates From
80% LTV
Max Financing
30 yr
Amortization

Properties We Finance

We finance the full spectrum of commercial real estate.

Office

Office

Class A & B office buildings, medical offices, and professional complexes.

Retail

Retail

Shopping centers, strip malls, standalone retail, and mixed-use ground floors.

Industrial

Industrial

Warehouses, distribution centers, manufacturing plants, and flex space.

Multi-Family

Multi-Family

Apartment complexes, condos, and 5+ unit residential investment properties.

Financing Programs

Multiple financing structures to match your property type and strategy.

01

Traditional Commercial

Standard commercial mortgage for stabilized, income-producing properties.

Term
5 – 25 years
Rate
6.5 – 9.5%
Down
20 – 25%
02

SBA 504

Government-backed program with lower down payments for owner-occupied properties.

Term
10 – 20 years
Rate
Fixed rate
Down
10%
03

Construction-to-Perm

Finance ground-up construction then convert to a permanent mortgage seamlessly.

Term
Build + 25 years
Rate
Variable → Fixed
Down
25 – 30%
04

Bridge Financing

Short-term capital for acquisitions, renovations, and value-add transitions.

Term
6 mo – 3 years
Rate
8 – 12%
Down
25 – 35%

At a Glance

Key metrics for our commercial real estate financing programs.

Up to $10M
Max Loan
80% LTV
Loan-to-Value
30 yr
Amortization
1.25x
Min DSCR
Luxury apartment building exterior

Why Businesses Choose Real Estate

Build equity in appreciating commercial real estate
Tax advantages — depreciation, interest deductions, 1031 exchanges
Fixed-rate options for predictable monthly payments
Leverage property to generate rental income
Potential property appreciation over time
Diversify business assets beyond operations

Tax Advantage Spotlight

Commercial real estate offers significant tax advantages including depreciation deductions, mortgage interest deductions, and potential 1031 exchanges to defer capital gains.

What You Need to Qualify

Meeting these requirements puts you on the fast track to approval.

Property Requirements
Full commercial appraisal
Income-producing or owner-occupied
Phase I environmental assessment
Clear title and proper zoning
Borrower Requirements
680+ personal credit score
Demonstrated real estate experience
Adequate cash reserves (6+ months)
DSCR of 1.25x or higher

What You Can Finance

Strategic property investments that support business growth and wealth building.

01

Owner-Occupied Purchase

Buy a building for your business and build equity instead of paying rent.

02

Investment Property

Acquire income-producing assets that generate steady rental cash flow.

03

Ground-Up Construction

Build to suit your exact specifications with construction-to-perm financing.

04

Portfolio Refinance

Refinance existing properties to unlock equity or improve cash flow.

Common Questions About Real Estate Financing

Ready to Build Your Footprint?

Apply today and get expert guidance from application to closing.

Up to $10M
Financing Available
80% LTV
Maximum Financing
30 Years
Amortization
Tax Benefits
Depreciation & More

Rates shown are examples for qualified borrowers. Actual rates depend on credit profile, business financials, time in business, and product type. All financing subject to approval.